Lake Forest Academy currently offers three plan designs with BCBS of IL.
For any eligible employee enrolled in a HDHP (high deductible health plan), LFA contributes money into the individual's Health Savings Account. Employees can also contribute to the Health Savings Account through payroll, and elections can be changed at any time. Money in the account can grow over the years and be used for medical expenses during retirement, or even as taxable income after age 65.
For the cost-conscious consumer, LFA offers an HMO plan option. Participants can find quality services within the BCBS of IL HMO Advantage Network for very affordable rates, as long as the services are within a dedicated hospital network of the participants' choosing. Of the three most commonly used hospitals by LFA community members, both Northshore University Healthsystem and Advocate Condell accept this HMO Advantage plan as in-network, but not Northwestern University Healthsystem. Please review this chart of local hospitals to see if this HMO plan is right for you: Chicago Area Hospital Listing.